Health News
The Patient Protection and Affordable Care Act was designed to make it easier for uninsured Americans to buy insurance at an affordable rate. But the exact opposite is happening in rural areas in many states, where a lack of insurance providers has eliminated competition between insurance companies, leading to higher prices, Reed Abelson, The New York Times reports. In the roughly 2,500 rural counties served by the federal exchange, 58 percent have plans offered by only one or two providers, and people in 530 counties only have one choice for a provider. A state-by-state interactive map is available by clicking here. (NYT photo by Rich Addicks: Shopping for insurance)
In Kentucky, all counties have at least two providers, but the Times found that in other states, competition among three or more providers is needed to make a substantial difference in premium rates.
"In rural regions, several factors combine to create a landscape that is inhospitable to newcomers," the Times reports. "Developing relationships with doctors and hospitals can be costly where cities and towns are widely scattered and the pool of potential customers is small." States such as Wyoming, with a population of 600,000, are in a difficult situation. Tom Hirsig, Wyoming?s insurance commissioner, told the Times, ?I think the problem was that the Affordable Care Act was designed for where the majority of the people live, in the big cities where there?s a lot of competition among health care providers. You?ve got to have some bargaining chips, and we don?t have that much."
Many rural areas only have one hospital, "giving insurers little leverage when negotiating reimbursement rates," the Times reports. "Only one Wyoming county is served by more than one hospital, said Stephen K. Goldstone, the chief executive of WINHealth. In southwest Georgia, another rural region, Blue Cross and Blue Shield of Georgia is the dominant carrier, and it is the only insurer operating in 54 of the state?s 159 counties. Only one carrier, Highmark Blue Cross, is offering coverage in West Virginia, which has high rates of obesity and chronic diseases like diabetes." (Read more)
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- Free Webcast For Journalists Today At 2 P.m. Et Will Explore Rural Use Of Health-insurance Exchanges
If you lack health insurance, you're more likely to live in a rural area. Put another way, if you're rural, you're more likely to lack health insurance. Nearly one in five uninsured Americans live in rural areas, while only a sixth of the...
- Health Reform Expected To Hurt Recruitment Of Rural Doctors
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Health News
Shortages of insurance providers and hospitals lead to higher insurance premiums under Obamacare in rural areas
In Kentucky, all counties have at least two providers, but the Times found that in other states, competition among three or more providers is needed to make a substantial difference in premium rates.
"In rural regions, several factors combine to create a landscape that is inhospitable to newcomers," the Times reports. "Developing relationships with doctors and hospitals can be costly where cities and towns are widely scattered and the pool of potential customers is small." States such as Wyoming, with a population of 600,000, are in a difficult situation. Tom Hirsig, Wyoming?s insurance commissioner, told the Times, ?I think the problem was that the Affordable Care Act was designed for where the majority of the people live, in the big cities where there?s a lot of competition among health care providers. You?ve got to have some bargaining chips, and we don?t have that much."
Many rural areas only have one hospital, "giving insurers little leverage when negotiating reimbursement rates," the Times reports. "Only one Wyoming county is served by more than one hospital, said Stephen K. Goldstone, the chief executive of WINHealth. In southwest Georgia, another rural region, Blue Cross and Blue Shield of Georgia is the dominant carrier, and it is the only insurer operating in 54 of the state?s 159 counties. Only one carrier, Highmark Blue Cross, is offering coverage in West Virginia, which has high rates of obesity and chronic diseases like diabetes." (Read more)
- Study Shows Kentucky Among National Leaders In Reducing Uninsured Percentage Because Of Federal Health Reform
The percentage of adults under the age of 65 who do not have health insurance decreased by double digits in approximately half of Kentucky's counties, says Enroll America, which released county-level data showing who the Patient Protection and Affordable...
- New Insurer, Kentucky Health Cooperative, Gets Federal Loan To Expand Into West Virginia, Now Needs State's Ok
Kentucky's new, not-for-profit health insurer, the Kentucky Health Cooperative, has received approval for a federal loan that will allow it to expand into West Virginia and is seeking approval from the West Virginia insurance commissioner...
- Free Webcast For Journalists Today At 2 P.m. Et Will Explore Rural Use Of Health-insurance Exchanges
If you lack health insurance, you're more likely to live in a rural area. Put another way, if you're rural, you're more likely to lack health insurance. Nearly one in five uninsured Americans live in rural areas, while only a sixth of the...
- Health Reform Expected To Hurt Recruitment Of Rural Doctors
Recruiting doctors to rural hospitals will get harder in the next few years as the Patient Protection and Affordable Care Act reaches full implementation and the demand for healthcare services increases, a new report suggests. An Association...
- Care In Rural Hospitals Is Just As Good As That In Urban Hospitals, Study Concludes
While rural Americans have less access to primary care and have worse health outcomes, the care at rural hospitals is equal to, if not better, than that at urban hospitals, a National Rural Health Association report says. The study also found rural health...